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What is Consolidation?
A consolidation loan allows a borrower to replace one of their current education loans, and repackage it into a new fixed rate loan. The old loans are paid off and a new loan is originated.

What are the benefits of consolidation?
There are many benefits, including lower monthly payments and a fixed rate that doesn't go up on you like many of the variable rate education loans.

Are there any downsides to consolidation?
By extending repayment beyond the timeframe of your current loans, while your monthly payments may be lower, you will end up paying more money in interest over the life of the loan.

Am I eligible to Consolidate?
Call 1-877-328-2926 to learn about your consolidation options or click here to apply now.

Paying your student loan on-time is important. How you manage your student loans have an impact on your credit rating, and your ability to qualify for other loans, such as auto or home loans. See how building your credit wisely can put you on the smart path to your future.